Our world is in the midst of one of the most intense refugee crises it has ever seen. In fact, 1 in every 122 persons in the world has been displaced due to conflict. At 60 million, this is enough to form the world’s 24th largest country. As the international community, largely unprepared, is struggling to meet the demands, Dr. Paul Spiegel of UNHCR joins #KAPtalks to argue for a new paradigm. He suggests we must go beyond the donor-assistance system to one in which refugees must be given cash, bank accounts and health insurance.